Wednesday, April 9, 2014

Playing Grown-up

Mark and I are finally getting our acts together to do some long-term financial planning (the top priority being life insurance) and a formal will. We started the process of a will when Lainey was around one and met with a financial planner last May, but never got around to doing anything with the information for either. Last year was busy (and expensive) and we just didn't make it a priority. It was easy to keep saying "we'll think about it tomorrow," because it's just not fun stuff to think about...you know...dying. But, the reality is no one is promised a tomorrow, and if something were to happen to Mark or me, the other one would be left without much of  a safety net. So, the physicals have been taken, the forms completed, and we're now in the underwriting process. Soon we'll have a policy that will ensure if the unthinkable should happen to Mark or me, the other will be able to keep our home, cover the monthly bills, and pay for the kids' child care and future education.

Next on the agenda...retirement planning. A much more pleasant event to plan for...

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